WILDLAND FIREFIGHTER

19th Watch out! Your insurance broker doesn’t know what a VIPR Contract is.

Complete Commercial Insurance Solutions

Get all the commercial insurance coverage your business needs in one place.

  • General Liability Insurance
  • Property
  • Commercial Auto Insurance
  • Business Owners Policy
  • Inland Marine Insurance
  • Professional Liability Insurance
  • Workers Compensation Insurance
  • Loggers Broad Form Insurance

Hired Equipment Vendors

We have programs available for basecamp and fireline operations!

Get an Estimate

Instant Workers Comp Premium Estimate.

Do you need help getting insurance for your Federal VIPR Contract, CALFIRE, or other state contract? We’re here to help ensure you’re getting the best coverage and price. First, we’ll need to learn about your organization. Schedule a meeting through our Contact Us page or get the ball rolling by uploading your current policy documents below.

Obtaining your business info can be done in a few ways. First, you can upload a PDF version of your current policies and answer a few additional questions; or, you can fill out an application directly on our site.

Frequently asked questions

Every business is unique with different insurance needs and requirements. To ensure that your business has the coverage it needs, it’s important to consult a professional insurance specialist who can review your specific situation and provide recommendations tailored to your specific needs. Consulting an expert could help you find the best coverage at the most competitive rate while helping to protect your business from potential risks. Below are some of the coverages your business might need.

Commercial General Liability (CGL) coverage provides protection against claims related to property damage, bodily injury, and advertising injuries that occur as a result of your business’s operations. It is a broad form of liability insurance that can help protect your business from lawsuits resulting from injury or property damage caused by you or your employees. CGL coverage also covers legal defense costs and can help pay for any damages that may be awarded in the event of a successful claim against your business.

Commercial Property Insurance helps protect the physical assets of your business such as buildings, equipment, furniture, and inventory. It can also help to provide financial protection in the event of a fire, vandalism, or other covered losses. This type of insurance often covers replacement costs for any lost or damaged property and can even include coverage for legal defense costs if you are sued due to an incident related to your business’s property.

Commercial Auto Insurance helps protect businesses from financial losses associated with vehicle accidents and other related risks. It covers the costs of physical damage to vehicles, medical expenses for those injured in an accident, legal fees in the event of a lawsuit, and even loss of income if your vehicle is damaged or stolen. Commercial auto insurance is best for businesses that use vehicles in their operations.

Inland Marine Insurance provides coverage for mobile equipment such as bulldozers, excavators, and other large machinery. It protects businesses against losses due to theft, damage, or destruction while in transit. The policy also covers the costs associated with replacing stolen or damaged equipment. Additionally, if the equipment needs to be repaired before it can be used again, Inland Marine Insurance may cover the repair costs.

Workers Comp Insurance is a type of insurance coverage that businesses must provide to protect their employees in the event of a workplace injury or illness. This type of insurance helps to cover medical expenses and lost wages, as well as any legal costs associated with the injury or illness. It’s important for businesses to have Workers’ Comp Insurance to help protect their employees and limit their liability in case of an accident or injury on the job.

Professional Liability Insurance (also known as Errors and Omissions Insurance) is a type of insurance designed to cover the legal costs associated with defending a negligence or malpractice claim against a business. This type of insurance helps protect businesses from financial losses that can arise from such claims, allowing them to continue operating without fear of an excessive financial burden.

Commercial Excess Liability Insurance (also known as Umbrella Liability Insurance) is a type of insurance that provides coverage beyond the limits of basic liability or workers’ compensation policies. This type of insurance helps to protect businesses from losses associated with claims against them, such as public liability, property damage, and employee injury. Commercial Excess Liability Insurance can be a valuable tool for businesses to protect their assets and operations in the event of a major loss.

Business Owners Policy (BOP) is a type of insurance coverage that combines different types of coverage into one package. It typically includes liability, business interruption, property, and crime coverages. BOPs are specifically designed to meet the unique needs of small- to medium-sized businesses and can be customized to fit their particular industry. By combining different coverages into one package, Business Owners’ Policies help reduce costs and simplify the process of managing multiple policies.

Many insurance providers offer the option to pay in either installments or upfront. Payment plans and methods vary depending on the provider. In cases where installments are not available with the carrier, we offer financing.

Yes, I can provide access to a variety of insurance options beyond Wild Pro and am always available to discuss individual insurance needs. I can tailor an insurance program or policy specifically for you. Wild Pro is a great product, but it doesn’t always work for everyone.

Yes, we do! As many of you know, CALFIRE, Caltrans, and many fire-safe councils are requiring that contractors obtain loggers broad form insurance prior to being awarded a contract. This includes many contracts that are for brush removal only!

Loggers Broad Form Insurance is a form of General Liability insurance that provides additional benefits beyond those offered by traditional General Liability policies. Loggers Broad Form Insurance covers a wider range of risks than General Liability, including property damage caused by logging operations, lumber and materials in transit, and international product sales and demonstration trips. It also offers coverage for legal costs associated with fire-related claims that may not be covered under traditional General Liability policies. This type of policy can help protect logging companies from costly legal fees in the event of an accident or other incident related to their operations.

Loggers Broad Form Insurance is appropriate for loggers, logging contractors, mechanized and timber fellers, forestry services, chipping operations, log road builders, reforestation contractors, fuels reduction contractors, timber dealers, and log yards.

Yes, Contractors’ Pollution Liability Insurance is designed to provide protection for contractors and subcontractors against third-party claims alleging injury or damage resulting from pollution conditions created by the contractor’s work. The policy typically covers defense costs, cleanup costs, natural resource damages, and any associated legal fees. Coverage can also be extended to include coverage for completed operations, contractual liability, and owned or rented property.

Yes, As a general contractor, you may need liability insurance for your business. Depending on the types of projects you are working on, this can include General Liability Insurance, Professional Liability Insurance, and Contractors’ Pollution Liability Insurance. Each of these policies can provide protection against claims related to damage caused by your work or negligence. In addition, you should consider Workers’ Compensation Insurance to cover any accidents that may occur on the job site. We can help you with all of this…

Yes, we do! Trucking insurance is a specialized policy designed to provide protection for trucking businesses against liability and physical damage claims related to truck ownership and operations. This type of insurance usually covers the truck, its driver, and the cargo being hauled. It typically includes Property Damage Liability, Bodily Injury Liability, Cargo Coverage, Motor Carrier’s Physical Damage Coverage, and Non-Trucking Liability coverage.

Still have questions?

If you cannot find an answer to your question in our FAQ, you can always contact us
and we will be with you shortly.